Welcome to ExpertPays.com (the “Site”). By using the Site, you agree to these Terms of Use. Please read them carefully. The Terms of Use contain important information regarding your rights and obligations, as well as conditions, limitations, and exclusions that may apply to you. Do not access the Site if you are unwilling or unable to be bound by the Terms of Use. 

1. The Site.
   1. Grant of Rights. Subject to your compliance with the Terms of Use, you are granted a limited, revocable, non-transferable, non-assignable, and non-exclusive license to download, install, and access the Site and any mobile application offered by ExpertPays, and the content available on the Site and any mobile application, solely in connection with your use of ExpertPays’ services. Any use of the Site that is not for the purposes stated herein or otherwise in accordance with this Agreement is expressly prohibited.
   2. Restrictions. You shall not (a) copy any of the content or data from the Site or related mobile applications, whether or not patentable, trademarked, or copyrighted; (b) modify, translate, adapt or otherwise create derivative works or improvements of the Site or mobile applications; (c) decode or otherwise attempt to gain access to the source code of the Site, mobile application, or any part thereof; or (d) remove, delete, alter or obscure any patent, trademark, copyright or other intellectual or proprietary property from the Site or mobile applications.
   3. Links to Third-Party Websites. The Site may contain links to third party websites or services that are not owned or controlled by ExpertPays. ExpertPays has no control over, and assumes no responsibility for the content, policies, or practices of any third-party websites or services. ExpertPays does not endorse the content of any third-party website, nor does it warrant that such third-party website will not contain viruses or otherwise impact your computer or mobile phone. ExpertPays strongly encourages you to read any Terms of Use and other applicable policies of any third-party websites or services that you visit. You are solely responsible for determining the extent to which you use any content at any third-party or co-branded websites to which you might link from the Site.
   4. Changes To Terms of Use. ExpertPays reserves the right, at its sole discretion, to modify or replace these Terms of Use at any time. Notification of any amendment will be posted on the Site by the indication of the last amendment date at the top of the Agreement and will be effective immediately.
   5. Termination, Suspension, Discontinuation. ExpertPays reserves the right, at its sole discretion, to terminate, suspend or discontinue the Site or any Services at any time, without notice to you.
2. Copyright.
   The content, organization, graphics, design, compilation, translation, digital conversion and other matters related to the Site are protected under applicable copyright, trademarks, and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use, or publication of any material from the Site is strictly prohibited without ExpertPays’ prior written consent. You do not acquire ownership rights to any content, document, or other materials viewed through the Site. The posting of information or materials on the Site does not constitute a waiver of any right in such information or materials. Some of the content of the Site may be the copyrighted work of third parties.
   
   Notwithstanding any language to the contrary, ExpertPays complies with the notice-and-takedown procedures set forth in Section 512(c) of the United States Digital Copyright Act (“DMCA”), which applies to content reported and removed for violating U.S. copyright law. If you are a copyright owner, and you believe that any content on the Site infringes upon your copyrights, you may submit notification pursuant to the DMCA by providing ExpertPays’ Copyright Agent with the following information in writing:
   • The physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
   • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyright works are covered by a single notification, a representative list of such works;
   • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit ExpertPays or its authorized agent or representative to locate the material;
   • Information that is reasonably sufficient to allow ExpertPays to contact you, such as an address, telephone number, and email address;
   • A statement by you that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
   • A statement, under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
   You must provide notice of claimed infringement to ExpertPay’s designated copyright agent at compliance@expertpays.com. You acknowledge that if you fail to comply with all the requirements of this section, your DMCA notice may not be valid.If you believe that the content removed or disabled was not infringing, or that you have the authorization from the copyright owner to post and use the material, you may send a counter-notice containing the following information to the Copyright Agent at the address listed above:
   • Your physical or electronic signature;
   • Identification of the content that has been removed or to which access has been disabled and the location at which the content appeared before it was removed or disabled;
   • A statement that you have a good faith belief that the content was removed or disabled because of a mistake or misidentification; and
   • Your name, address, telephone number, and e-mail address.
   If your counter-notice is received by ExpertPays Copyright agent, ExpertPays may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in ten (10) business days. Unless the copyright owner files an action seeking a court order against the content provider, member, or user, the removed content may be replaced and/or access restored, in ten (10) to fourteen (14) business days or more after receipt of the counter-notice, at ExpertPays’ sole discretion.
3. Privacy Policy.Your use of the Site is subject to ExpertPays’ Privacy Policy. By using the Site, you acknowledge and agree to the terms set forth in the Privacy Policy.
4. Cookie Policy.Your use of the Site is subject to ExpertPays’ Cookies Policy. By using the Site, you acknowledge and agree to the terms set forth in the Cookies Policy.
5. Electronic Communication.By agreeing to the Terms of Use and using the Site, you consent to receiving electronic communications from ExpertPays through any electronic means that you have provided to ExpertPays, including but not limited to wireless cellular phone numbers and email addresses. You consent to being contacted at those numbers or addresses using prerecorded artificial voice messages and/or automatic telephone dial devices. You understand and agree that providing your wireless telephone number and consenting to receive calls or texts at that number is not a condition of purchasing a service or product.  You further understand and agree that these communications may contain your non-public information. You explicitly confirm that this consent covers the use of these contact methods to call or send text messages to the wireless telephone number(s) and to send text or email messages to the email address(es) you provide, for which you may incur a charge. You can control permission for calls or texts by contacting ExpertPays at compliance@expertpays.com.
6. No Unlawful or Prohibited Use.As a condition of your use of the Site, you warrant that you will not use the Site or the content thereof for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.
7. Interactive Feature and User Content.The Site may contain message boards, chat rooms personal web pages, forums, bulletin boards, and other interactive features (“Interactive Features”) or may allow you to post, submit, publish, display, or transmit to others content or materials (collectively “User Content”) on or through the Site. All User Content must comply with these Terms of Use.If you provide ExpertPays with User Content, you grant ExpertPays a non-exclusive, perpetual, transferable, irrevocable, assignable, royalty-free, license to use, reproduce, distribute, create, display, digitally perform, deliver or publish, sell, offer to sell, and commercialize the User Content, or any portion thereof, in any manner, context, or form in which ExpertPays deems fit.You represent and warrant that any User Content you provide to ExpertPays , including all User Content is not (a) false, inaccurate, misleading, obscene or defamatory; (b) fraudulent; (c) does not involve the sale of counterfeit or stolen items; (d) does not infringe any third party’s copyright, patent, trademark, trade secret, rights of publicity or privacy, or other right; (e) is yours or you have the necessary licenses, rights, consents, and permissions to such information, videos, or photographs and to grant the rights and licenses to ExpertPays under all patent, trademark, trade secret, copyright or other proprietary or intellectual property rights in and to any and all such information in the manner contemplated in these Terms of Use; (f) does not violate any law, statute, ordinance or regulation, including without limitation those governing consumer protection, unfair competition, anti-discrimination or false advertising; (g) does not contain any viruses or any programming that is intended to damage, interfere with, intercept or expropriate any system, data or personal information; and (h) is not intended to circumvent or violate the letter and spirit of the Terms of Use.
8. Limitation of LiabilityThe information on the Site is for general informational purposes only. Your use of the site is at your own discretion and risk. The Site may be subject to limitations, delays, or other problems inherent in your use of the Internet, mobile devices, and electronic communications. Further, ExpertPays makes no representation or warranty of any kind, express or implied (including but not limited to implied warranties of merchantability or fitness for a particular purpose), regarding the accuracy, validity, reliability, or availability with respect to the information on the website or the information, products, services, or related graphics contained on the Site for any purpose whatsoever. To the fullest extent permissible by law, ExpertPays shall not be responsible for any claims, losses, liabilities, or damages of any kind, (including but not limited to direct, indirect, incidental, special, or punitive damages), whether arising in contract, tort, or otherwise, arising from your use of the Site, or from your use of (or failure to use) any information on the Site. Some jurisdictions do not allow exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, but in such cases the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
9. RelianceThe information presented on or through the Site is made solely for general informational purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed by of any of its contents.
10. Class Action Waiver.By accessing the Site and agreeing to the Terms of Use, you expressly waive your right to file a class action or seek relief on a class basis. You and ExpertPays may only bring claims against each other in your individual capacities. Neither you nor ExpertPays are entitled to join or consolidate claims by or against other consumers in court or in arbitration or otherwise participate in any claim as a class representative, class member, or in a private attorney general capacity.
11. Indemnification.You agree to defend, indemnify, and hold harmless ExpertPays, its officers, directors, employees, agents, and representatives from and against any and all claims, actions, damages, or losses (including without limitation reasonable attorney fees and costs) arising from or relating to your use of the Site or any mobile application, your use of information on the Site or any mobile application, or your breach of the Terms of Use.
12. Governing Law and Jurisdiction.These Terms of Use shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to the principles of the conflicts of laws thereof.  For any claim brought by or against you, you agree to submit and consent to the personal and exclusive jurisdiction in, and the exclusive venue of, the state and federal courts located within Clark County, Nevada.
13. Waiver and SeverabilityNo waiver of or by ExpertPays of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of ExpertPays to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision. Further, if any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.
14. Entire AgreementThe Terms of Use, in conjunction with our Privacy Policy and Cookies Policy, constitutes the sole and entire agreement between you and ExpertPays with respect to the Site and supersedes all prior and contemporaneous understandings, agreements, and representations, and warranties, both written and oral, with respect to the Site.
15. Children’s Online Privacy Act.This Site is not designed or intended to collect information from children under the age of 13. To respect the privacy of children and to comply with the Children’s Online Privacy Protection Act, if you are under the age of 18, you should only use this Site with the permission and involvement of your parent or guardian.
16. Contact InformationExpertPays, LLC
    4730 S, Fort Apache Road, Suite 280
    Las Vegas, Nevada 89147
    compliance@expertpays.com