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While most attorneys believe the answer is ‘in situations where the money makes sense,’ i.e. cases with high policy limits and catastrophic injuries, the real answer is: all situations involving a chronic injury that will require future care in order to optimally function or diminish their pain and suffering.
Expertpays removes the main barrier to life care plans being properly utilized --- removing the upfront cost. When used properly these plans can be valuable in the pre-litigation, demand or litigation portion of a case.